Although this incident occurred in Alabama, it can definitely happen here in Michigan as well. In fact, the Federal Bureau of Investigation estimates that 140,589 cases of larceny occurred in Michigan in 2010. As such, residents living in metropolitan areas are highly encouraged to purchase Michigan home insurance.
Yes, home insurance covers more than just your home from fires and storms. Standard home insurance also protects your home from criminal acts like vandalism and theft. In the case of theft, your insurance company will reimburse you the cash value of your stolen possessions so you can promptly have these items replaced.