Winter with its crisp, cold air and delicate snowfall can be breathtakingly picturesque. Such beauty in nature, however, can easily turn ferocious. Stephanie Reid of Fox Business states: “In addition to the health and safety dangers of sub-zero temperatures, blinding snowstorms and inconspicuous ice sheets, winter weather can also be incredibly dangerous to your home.” In Michigan where it can get brutally cold in the winter, it’s important that your home insurance in Michigan needs to covers losses against damages or accidents caused by snow and ice.
Snow and ice are the main threats during winter. Heavy snowfall can cause roofs to collapse. When snow melts on rooftops, it can pool towards the eaves and create ice dams that can damage roof structures; or if ice forms on the road, the ice sheets can pose great risk for falls, slips, and vehicle slide-offs.