Though floods are the most expected source for water damage, your home can have the same problem if your toilet or sewer backs up.
Water damage can do a lot of destruction on your home. Water can warp the wood in your floor and walls; this can weaken the structural foundation of your home. In addition, if improperly dried, the remaining moisture from water damage can encourage mold growth, a health threat in the home. Finally, bacteria are often part and parcel of any water damage, as dirty water has a lot of microorganisms. Repairing all of this damage is reason enough to get Michigan home insurance.