Tag Archives: business

Protecting Your Business: How to Save Money on Business Insurance


Business insurance offers many benefits to you, such as providing you with liability coverage, loss of income coverage and more. However, the premium is a regular expense in your budget, and you may be looking for an effective way to reduce the cost of your premium so that you can enjoy lower overhead in the months and years to come. There are a few helpful tips you can follow that could yield a lower premium.

Opt For a Higher Deductible

The deductible on your business insurance policy is directly linked to your premium. When the deductible is higher, the premium will be lower. You can speak with your insurance agent to learn more about the premium savings available to you by opting for different deductible amounts. Keep in mind that you will need to pay for your deductible each time you file a claim.
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How the Right Business Insurance Agent Can Help You Flourish and Grow


Business insurance is a necessity, but buying insurance can seem confusing at times. For example, you may not know how much coverage you need or even what some of the different insurance lingo means. While you could buy insurance on your own, a better idea is to put the services of a skilled and experienced business insurance brokers to work for you. Your business insurance agent can help you with your new policy in several different and beneficial ways.

Identifying Your Coverage Needs

From liability to loss of income and more, there are various components to a business policy that may benefit you at one time or another. Determining which coverage is needed can be challenging. Your insurance representative will help you to identify which type of coverage is most beneficial. In addition, your agent can explain what coverages that benefit your particular situation and that are also the most cost-effective.
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Business Insurance Broker for Contractors in the Construction Industry


Allied Insurance Managers, Inc. understands all the risks involved for professionals working in the construction industry. Financial costs that can arise out of bodily injury or property damage to a third party can be extremely high for both upper tier and lower tier contractors, hence the need for insurance coverage that covers all bases. As a leading business insurance broker in Michigan, our company specializes at insuring all types of contractors in order to help relieve professionals of financial responsibility and liability.

Although insurance is what we mainly offer, we also specialize in risk transfer, loss control and other risk management solutions for the Construction Industry. We cater to general contractors, paving contractors, street and road contractors, mechanical contractors, HVAC contractors, plumbing contractors and more.
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Protecting Your Business: Know Your Options for Business Insurance


Risks associated with doing business exists for companies of all sizes. The business may be in its fledgling stages or it may have grown considerably to a thriving small company. In either case, no business owner can afford to risk their life savings or good name in the event of an accident or legal claim.

Protecting Your Business

Businesses should be protected with the right level of insurance. A brick and mortar storefront with an influx of customers will likely need property insurance should an accident or fall happen. If an employee becomes injured while out on the road conducting business on a company’s behalf, the right worker’s compensation policy could be key in limiting out-of-pocket expenses. Although a company may not operate a full fleet of vehicles, any car used for business purposes should be protected just the same.
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Michigan Business Insurance: Protection against Equipment Breakdown


All Michigan businesses experience equipment failure at some point. Even if you have your own team of troubleshooters, major breakdowns can still seriously hamper your operations. Without the right business insurance coverage, you’d have to deal with costly repairs and replacements, all the while incurring revenue loss. This is the very reason why you should consider getting equipment breakdown insurance.

Filling the Gap in Property Packages

Equipment breakdowns require a specialized form of coverage. Standard commercial property packages do not usually cover business interruption losses and extra expenses due to mechanical mishaps. When damage to another property ensues, when your business has to close for an extended time, or when special parts are not readily available to repair your damaged equipment, losses can easily add up and balloon. Equipment breakdown insurance is intended to fill these exclusions.
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Mitigating Risks Through Investing in Business Insurance in Michigan


Running any kind of business involves a certain amount of risk from the moment you take a gamble and create your very own company. Fortunately, the businessman of today in Michigan or anywhere else doesn’t have to carry all the burden of running his business all alone. Having a business insurance policy specifically designed to help you protect your investment and offer you piece of mind.

Transferring of Risk

Perhaps the most significant benefit of investing in business insurance in MI is that you’ll be able to transfer some of the risks to the insurance company. By paying the insurance company a small premium, you won’t have to stress yourself out so much in case your business suffers a loss. If you have ample coverage, your insurance should be able to take care of the costs until you can get back on your feet.
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The Benefits of Utilizing the Services of a Business Insurance Broker


No matter what type of business you’re running, it’s always a good idea to invest in business insurance. Business insurance not only protects your business in the event that something negative occurs, but it can also provide business owners with the peace of mind that they need to focus their minds and attention on the success of their businesses. Transferring some of the risk involved in owning a business to a business insurance company can greatly alleviate your stress, but sometimes finding the type of insurance that’s best for your business can be challenging. Fortunately, you don’t have to search through numerous business insurance providers all on your own, which can be a huge and time-consuming process in itself. Utilizing a skilled business insurance agent can save you much time and hassle when it comes to securing insurance for your business.
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